An IIT-B alumni, [Dr. Viral V. Acharya](https://pages.stern.nyu.edu/~sternfin/vacharya/public_html/~vacharya.htm) was a Deputy Governor at the Reserve Bank of India during [January 23, 2017](https://www.rbi.org.in/commonman/english/scripts/PressReleases.aspx?Id=2045) to July 23, 2019. ## Books 1. [[Books#^0ace71|Link]] ## Resume 1. [Link-Resume](https://pages.stern.nyu.edu/~sternfin/vacharya/public_html/~vacharya.htm) ## Research 1. [Latest News & Research](https://www.stern.nyu.edu/faculty/bio/viral-acharya) 2. [Link-Resume](https://pages.stern.nyu.edu/~sternfin/vacharya/public_html/~vacharya.htm) 3. [Link-NYU Stern page](https://pages.stern.nyu.edu/~sternfin/vacharya/public_html/~vacharya.htm) ## Articles-RBI Bulletin 1. [A Case for Public Credit Registry in India - Viral V. Acharya](https://rbi.org.in/scripts/BS_ViewBulletin.aspx?Id=17041) | Aug 10, 2017 2. [A Bank Should Be Something One Can ‘Bank’ Upon - Viral V. Acharya](https://rbi.org.in/scripts/BS_ViewBulletin.aspx?Id=16875) | May 09, 2017 3. [Some Ways to Decisively Resolve Bank Stressed Assets - Viral V. Acharya](https://rbi.org.in/scripts/BS_ViewBulletin.aspx?Id=16776) | Mar 10, 2017 > List of [speeches](https://pages.stern.nyu.edu/~sternfin/vacharya/public_html/RBI-Speeches.pdf) by Dr. Viral V. Acharya at RBI ## Speeches at RBI 1. Development of Viable Capital Markets – The Indian Experience - Viral V. Acharya | [Jul 11, 2019](https://rbi.org.in/scripts/BS_ViewBulletin.aspx?Id=18347) 2. On the Importance of Independent Regulatory Institutions – The Case of the Central Bank - Dr. Viral V Acharya, Deputy Governor, Reserve Bank of India - October 26, 2018 - Delivered as the A. D. Shroff Memorial Lecture, Mumbai | [Oct 26, 2018](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1066) 3. Prompt Corrective Action: An Essential Element of Financial Stability Framework - Viral V Acharya, Deputy Governor, Reserve Bank of India - October 12, 2018 - Remarks delivered at the Indian Institute of Technology, Bombay | [Oct 12, 2018](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1065) 4. Public Credit Registry (PCR) and Goods and Services Tax Network (GSTN): Giant Strides to Democratise and Formalise Credit in India - Dr. Viral V. Acharya, Deputy Governor, Reserve Bank of India, August 20, 2018 - at the Annual Global Banking Conference – FIBAC 2018 organised by Federation of Indian Chambers of Commerce and Industry (FICCI) and Indian Banks’ Association (IBA), Mumbai | [Aug 20, 2018](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1061) 5. Understanding and Managing Interest Rate Risk at Banks - Viral V Acharya, Deputy Governor – January 15, 2018 – at the FIMMDA Annual Dinner, 2018 at Hotel Taj Mahal Palace, Mumbai 1 | [Jan 15, 2018](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1053) 6. Global spillovers: Managing capital flows and forex reserves - Dr. Viral V Acharya, Deputy Governor - December 14, 2017 - NSE NYU Conference on “Indian Financial Markets, 2017 | [Dec 14, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1051) 7. <span style="background-color:#F0FFFF;">Monetary Transmission in India: Why is it important and why hasn’t it worked well? - Dr. Viral V Acharya, Deputy Governor - November 16, 2017 - Inaugural Aveek Guha Memorial Lecture, Homi Bhabha Auditorium, Tata Institute of Fundamental Research (TIFR) | [Nov 16, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1049)</span> 8. Some Reflections on Micro Credit and How a Public Credit Registry Can Strengthen It - Dr Viral V Acharya, Deputy Governor, Reserve Bank of India - December 15, 2018 - Delivered at IIT Bombay Tech Fest | [Jan 24, 2019]((https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1069) 9. On the Importance of Independent Regulatory Institutions – The Case of the Central Bank - Dr. Viral V Acharya, Deputy Governor, Reserve Bank of India - October 26, 2018 - Delivered as the A. D. Shroff Memorial Lecture, Mumbai | [Oct 26, 2018](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1066) 10. Global spillovers: Managing capital flows and forex reserves - Dr. Viral V Acharya, Deputy Governor - December 14, 2017 - NSE NYU Conference on “Indian Financial Markets, 2017 | [Dec 14, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1051) 11. One Year in the Life of India's Monetary Policy Committee - Dr. Michael Debabrata Patra, Executive Director - October 27, 2017 - at the Jaipur Regional Office of the Reserve Bank of India.1 | [Nov 20, 2017]((https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1050)) 12. Initial Steps Towards the Setting up of a Public Credit Registry for India - Dr. Viral V Acharya, Deputy Governor - November 05, 2017 - Inauguration of Data Analytics Stack, IIT Madras | [Nov 05, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1048) 13. The Unfinished Agenda: Restoring Public Sector Bank Health in India - Viral V Acharya, Deputy Governor, Reserve Bank of India - September 7, 2017 - Speech delivered at the 8th R K Talwar Memorial Lecture organised by the Indian Institute of Banking and Finance at Hotel Trident, Mumbai1 | [Sep 07, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1046) 14. A Case for Public Credit Registry in India - Dr. Viral V. Acharya, Deputy Governor - July 4, 2017 - at the 11th Statistics Day Conference held at Reserve Bank of India, Central Office, Mumbai1 | [Jul 06, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1042) 15. A Call for Enterprise in Economic Data Generation and Information Analytics - Dr. Viral V Acharya, Deputy Governor - May 19, 2017 - Presentation at the 9th Indian Chamber of Commerce Banking Summit, Kolkata | [May 19, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1039) 16. A Bank Should Be Something One Can “Bank” Upon - Dr. Viral V Acharya, Deputy Governor - April 28, 2017 - FICCI FLO Mumbai Chapter1 | [Apr 28, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1038) 17. Some Ways to Decisively Resolve Bank Stressed Assets - Dr. Viral V Acharya, Deputy Governor - February 21, 2017 - at the Indian Banks’ Association Banking Technology Conference, Hotel Trident, Nariman Point, Mumbai | [Feb 21, 2017](https://rbi.org.in/scripts/BS_SpeechesView.aspx?Id=1035)