1. Here is the [list of returns](https://www.rbi.org.in/scripts/BS_Listofallreturns.aspx) submitted to RBI. On RBI's website, it is under the menu item "Regulatory Reporting"
### Few Returns
#### SIBC
1. Sector-wise and Industry-wise Bank Credit (SIBC) return. It is submitted monthly and covers 41 select banks, accounting for about 95% of total non-food credit extended by all scheduled commercial banks. This is used for the detailed breakdown, that is, how much credit went to which sector (agriculture, industry, services, personal loans) and which industry within that.
2. It is large enough (not all) to represent ~95% of total credit.
3. With effect from December 31, 2025, definition of last reporting fortnight has been changed to the last day of the month under the Banking Laws (Amendment) Act 2025. Accordingly, the y-o-y growth rates from December 2025 onwards are based on end-of-month data for the current year and data for the last reporting fortnight (as per old definition) for the corresponding month of the previous year.
1. Search keyword on RBI's website is Sectoral Deployment of Bank Credit.
4. Data Releases - Monthly
1. Sectoral Deployment of Bank Credit – [June 2026](https://rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63267)
2. Sectoral Deployment of Bank Credit – [July 2026](https://rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63478#F1)
#### Form A
1. Section-42 return - It is a separate, fortnightly return covering all SCBs (not just 41 banks). Section 42 of the RBI Act is related to CRR/reserve reporting requirements, which banks file fortnightly, and it's used to compute the total non-food credit growth rate , since it's more complete and more frequent than SIBC.
## Related Notes
1. [Department of Regulation (DoR)](Department%20of%20Regulation%20(DoR).md)
2. [Types of Banks](Types%20of%20Banks.md)